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Carlyn Voges | The Mountain Girls @ Keller Williams Realty Blog

Tuesday, December 3, 2019   /   by Carlyn Voges

5 Reasons to Sell This Winter

Below are five compelling reasons to list your house this winter.
1. Demand Is Strong
The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains strong throughout the vast majority of the country. These buyers are ready, willing, and able to purchase, and are in the market right now. More often than not, in many areas of the country, multiple buyers are competing with each other to buy the same home.
Take advantage of the buyer activity currently in the market.
2. There Is Less Competition Now
Inventory is still under the 6-month supply needed for a normal housing market. This means in the majority of the country, there are not enough homes for sale to satisfy the number of buyers in the market.
Historically, a homeowner would stay an average of six years in his or her home. Since 2011, that number has hovered between nine and ten years. There is a pent-up desire for many homeowners to move ...

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Wednesday, September 4, 2019   /   by Carlyn Voges

How Property Taxes Can Impact Your Mortgage Payment

When buying a home, taxes are one of the expenses that can make a significant difference in your monthly payment. Do you know how much you might pay for property taxes in your state or local area?
When applying for a mortgage, you’ll see one of two acronyms in your paperwork – P&I or PITI – depending on how you’re including your taxes in your mortgage payment.
P&I stands for Principal and Interest, and both are parts of your monthly mortgage payment that go toward paying off the loan you borrow. PITI stands for Principal, Interest, Taxes, and Insurance, and they’re all important factors to calculate when you want to determine exactly what the cost of your new home will be.
TaxRates.org defines property taxes as,

“A municipal tax levied by counties, cities, or special tax districts on most types of real estate – including homes, businesses, and parcels of land. The amount of property t ...

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Monday, August 26, 2019   /   by Carlyn Voges

Experts Predict a Strong Housing Market for the Rest of 2019!

We’re in the back half of the year, and with a decline in interest rates as well as home price and wage appreciation, many are wondering what the predictions are for the remainder of 2019.
Here’s what some of the experts have to say:
Ralph McLaughlin, Deputy Chief Economist for CoreLogic

“We see the cooldown flattening or even reversing course in the coming months and expect the housing market to continue coming into balance. In the meantime, buyers are likely claiming some ground from what has been seller’s territory over the past few years. If mortgage rates stay low, wages continue to grow, and inventory picks up, we can expect the U.S. housing market to further stabilize throughout the remainder of the year.”

Lawrence Yun, Chief Economist at NAR

“We expect the second half of year will be notably better than the first half in terms of home sales, mainly because of lower mortgage rates.”

Fredd ...

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Sunday, July 7, 2019   /   by Carlyn Voges

Top 5 Reasons You Should NOT FSBO

Rising home prices coupled with a lack of inventory in today’s market may cause some homeowners to consider selling their home on their own (known in the industry as a For Sale By Owner). However, a FSBO might not be a good idea for the vast majority of sellers.
The top 5 reasons are listed below:
1. Online Strategy for Prospective Purchasers
Recent studies have shown that 95% of buyers search online for a home. In comparison, only 13% use print newspaper ads. Most real estate agents have an Internet strategy to promote the sale of your home. Do you?
2. Results Come from the Internet
Where did buyers find the home they actually purchased?

50% on the Internet
7% from a yard sign
28% from a Real Estate Agent
1% from newspapers

The days of selling your house by putting up a sign and listing it in the paper are long gone. Having a strong Internet strategy is crucial.
3. There Are Too Many People to Negotiate With
Here is a list o ...

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Wednesday, May 29, 2019   /   by Carlyn Voges

Retiring? Top Reasons to Choose Chattanooga!

Looking for a new city for your retirement? If Chattanooga isn’t already on your list, it definitely needs to be. Chattanooga is among the top places to retire in America, according to rankings from U.S. News. It’s an aesthetically stunning place to live - it’s located along the Tennessee river directly at the bottom of Lookout Mountain. Quality of life is very high, and the city’s claim to fame is having the best high-speed internet in all of America. Chattanooga offers a small town feel with all the amenities of a big city - it’s perfect for everyone.


Need more convincing? Below you’ll find just a few reasons why Chattanooga is an ideal place to spend your Golden Years.


Chattanooga Has Plenty of Activities for Retirees


With retirement comes more time on your hands, and you’ll want to pick a city that has plenty of things for you to enjoy. Downtown Chattanooga has a thriving arts and culture scene for retirees to enjoy. A symp ...

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